Why Are You Still Working?
Do You Have Your Retirement and Tax Planning in Place?
Why Are You in Debt?
How do You Get the Dream Retirement You Want?
The answer is not a product…
The answer is a personal FINANCIAL COACH!
How Much are You Willing to Save?
What are Your Risk Factors?
What do You Enjoy Doing Most in Life?
All highly successful individuals, business owners, athletes and actors have one thing in common. They all have coaches to stand beside them and give them honest feedback about their options and help them take advantage of their opportunities. As a matter of fact, the more successful you are the more critical it becomes to have someone in your corner. That someone needs expertise in areas that will allow you to focus on your chosen profession and not have to become an expert at everything financial.
Your financial coach should be asking you about your long range plans. What do you enjoy doing most in life? Do you have short-term needs? What are your dreams and goals? Why are you working? How much risk are you comfortable with? Why do you have debt? How did your family deal with money? What are your values? What legacy do you want to leave to others? This list could go on forever. Each person has different circumstances that will lead to different paths. As your coach, we give you options relating to your financial life so you can make informed decisions about your future.
Having Ralph as your coach brings you extensive experience with real estate, stocks, bonds, and mutual funds. He specializes in fee based planning which includes investments, estate planning, retirement planning, IRA / 401(k) rollovers, insurance, tax planning, college funding, and goal setting. Ralph works primarily with individuals and families. With Ralph’s specialty in tax planning, he can also prepare individual and estate tax returns and is knowledgeable in avoiding the Alternative Minimum Tax.
Ralph and his team of knowledgeable professionals will assist you with ongoing investment and planning questions with a goal of exceeding your expectations. Each team member is specifically trained in different areas of finance and tax to provide you with professional service at all times.